Spend / mo
$0.00
Every recurring charge gets listed, priced, and judged. Toggle on what you're paying for, mark each one Keep or Kill, and walk away with a cancel plan that shows exactly what you save — per month and per year.
Total monthly spend
$0.00
Monthly waste
$0.00
Annual cash drain
$0.00
Flip on everything you're subscribed to. Prices are typical plan rates — edit any of them to match your actual bill.
The quiet ones: delivery passes, warehouse memberships, cloud storage. Small charges, stacked monthly, forgotten fast.
A fixed bill that jumped this month — a utility spike, a phone overage — isn't a subscription, but it's still money out the door. Log the extra amount above your normal bill.
One question per charge: would I sign up for this again today, at this price? If the answer isn't an instant yes, it goes on the Kill List.
This is your cancel plan. Work the Kill List top to bottom, cancel each one, and the savings start next billing cycle.
Cancel in this order: biggest charge first. Set a calendar reminder 3 days before each free trial or renewal date so nothing re-subscribes itself.
Monthly is the habit that works — tie it to a payday so it takes five minutes while you're already looking at your money. At minimum, run it every 3 months: that's how long it takes a forgotten $12.99 charge to quietly become $39 gone. Any time you sign up for anything new, add it to the list the same day.
A "free" trial converts to a paid plan automatically unless you cancel before the deadline — and companies count on you forgetting. The defense is mechanical: the day you start any trial, set a phone reminder for 2–3 days before it ends. If you can't remember the last time you opened the app, cancel now and re-subscribe later if you miss it. You almost never do.
Usually — annual plans commonly run 15–25% less than paying monthly (e.g. $119/year vs. $14.99/month = $179.88/year, a $60 difference). But the discount only wins if you'll use the service all year and you've already kept it through a full audit. Rule: monthly while you're testing, annual only for proven keeps. Paying a year upfront for something you kill in month three is the most expensive option of all.