No signup, no server

Share your money plan as a link.

Write the plan once, get a link, send it to whoever you are planning with — a partner, a friend, a group chat. The plan lives inside the link itself. Nothing is uploaded, and nothing is saved anywhere but your own browser.

How it works

Your answers are encoded into the part of the address after the #. The browser shows it, the other person opens it, and the same plan appears in their form. There is no account on either end and no database in the middle. If the link gets cut off in a text message, the person can still read it in the preview.

Your plan

Plan name Goal Monthly plan Debt payment per month Buffer target Hourly rate Note to the other person

Your share link

Keep your own copy

Saving the plan to your Money Dashboard keeps the core numbers (rate, buffer, extra debt payment) in one place so they follow you across the site. The share link is for sending a plan to somebody else.

Keep going

Money dashboard Every saved number in one place. The payday ritual A repeatable 20-minute routine for payday week. Printable worksheets Print-and-go versions of the most-used pages. The 30-Day Paycheck Reset One 3-minute money move a day. Free, and it saves your progress in this browser.

Build the actual plan

Built for the ones who earn it hourly.
Educational tools only; not financial, legal, or tax advice.
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