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Free cash-flow planner

Paycheck & Bill Calendar

Map the paydays and recurring bills ahead so you can spot a tight stretch before it arrives. Enter estimates—this is a planning forecast, not a bank balance.

No signup. Your entries stay in this page and are not saved or sent anywhere.

Starting point & pay schedule

Forecast starts before any listed transactions on this date.

For twice-monthly pay, enter either payday; the forecast alternates the 15th and month-end.

Recurring monthly bills

Add bills due in the next 45 days. A due day of 29–31 falls on the last day in shorter months.

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