Emergency Fund Readiness Quiz
Six straight questions about your cash buffer, your fallback plan, and your savings habits. No fluff — you get a 0–100 readiness score and the exact next move for where you stand.
No email. No sign-up. Your score shows the second you finish.
Cash you can reach today — a regular savings account, not investments, not a credit line, not money tied up somewhere. It's there for true emergencies: a job loss, a car repair that strands you, a medical bill, a busted water heater. Vacations, sales, and "good deals" don't count.
Because a card turns one emergency into two problems: the original bill plus interest on top of it, often at 20%+ APR. Worse, the limit can be cut or the card frozen exactly when you need it most. Cash in savings never charges you interest and never gets declined.
Start with $1,000 — that covers the most common surprise bills. Then build toward one month of bare-bones survival costs (rent, food, utilities, minimum payments). The long-term target is 3 months of those essentials; if your income is variable or gig-based, aim for 4–6 months.